Consumer Rights/ Insurance Fraud/ Identity Theft/Class Action

Consumer rights cases come in many different forms. Insurance fraud, violations of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, identity theft, consumer and securities fraud are all examples of consumer rights cases.

You work hard to pay your insurance premium only to have your claim denied. In some situations you may be a victim of bad faith and fraud. If you submit a claim to your insurance company for payment, and it is denied, you should seek the advise of an attorney.

If a company uses unfair collection practices or your credit is reported inaccurately, then, there may be a violation of the Fair Debt Collection Practices Act and/or the Fair Credit Reporting Act.

Further, we have found that identity theft can arise from the negligent or wanton conduct of a company.

Also, fraud by Corporate America often goes undetected and many investors are ashamed to discuss their situation. This often happens when an existing retirement account or severance pay is rolled into an annuity or placed in other investments. If you have experienced a big loss, you should seek the advice of an attorney.

Additionally, cases can arise when hidden or excessive fees are charged. We have discovered this with some online mortgage companies in refinancing. If you have recently refinanced with one of these companies, you should seek the advise of an attorney.

Sometimes these cases are pursued by way of a class action. In some situations the settlement may be objectionable and may not adequately protect the rights of all the members. In these situations, it may be in the best interest of the class member to opt out of the class or file an objection. Therefore, if you receive any type of class action notice, you should seek the advice of an attorney.

The Gartlan Law Firm, LLC represents clients in these types of cases, and welcome calls of this nature for a free confidential consultation.